The Branch Manager,
This is to most humbly inform you that I am the account holder of the below-mentioned account.
The following are the details:
This is to state that my account is under _________ (mention scheme name) and for which the required minimum balance is _______ (minimum balance) which was being maintained for the last ________ (months/ years) but due to the reason, _________ (financial issue/ funds requirement – Mention your reason), this time, I failed to maintain the minimum balance in the bank account for _________ (month/ quarter/ financial year) and for which my account was debited with ________ (amount) as a penalty for non-maintenance of the minimum balance.
Anyhow, I would like to bring to your notice that the account got debited twice with the penalty amount. It is to request you to kindly look into the same and proceed with the required action.
Thankful as always,
____________ (Contact details)