I am ________ (name) a credit card holder in your branch bearing credit card account number ________ (account number).
I beg to state that the payment of Rs. _______ (Amount) for my credit card for the monthly cycle was due on __/__/____ (Date). Due to the reason _______________ (mention reason – unavailability/ busy schedule/ bill issue), I failed to pay the above-said amount due to which late fees of ____________ (amount) is added to my statement.
I request you to kindly accept my sincere apology and if possible waive the late fee penalty of ___________ (amount) from my credit card statement. Also, I ensure this will not be repeated. I shall be highly obliged for the same.
[Digital Signature – if applicable]
____________ (Contact details)