Respected Sir/ Madam,
This is to most humbly inform you that I am holding a ____________ (mention type of bank account – saving/ current/ loan/other) bank account in your reputed bank bearing account number _________ (mention account number).
Please note, my account was debited with an amount of ________ (mention amount) in the name of __________ (mention details of charges) on __/__/____ (Date). I would like to request you to kindly reverse the charges as this was erroneously done. My bank account is in __________ (mention scheme name) under which I am not liable to pay charges for the same.
I believe you would consider this a genuine request and you would proceed with the reversal.
__________ (Your name),
__________ (Account number),
__________ (Contact details)