Request Email to Bank for Reducing Interest Rate on Loan – Sample Email to Bank Requesting Reduced Loan Interest Rate

To   : ____________ (Enter Receiver's Email Address)
Cc   : ____________ (Enter Carbon Copy Receiver's Email Address)
Bcc : ____________ (Blind Carbon Copy Receiver's Email Address)

Subject: Request for Reducing Interest Rate on Loan

Respected Sir/Madam,

With all due respect, my name is ___________ (name) and I do hold a ____________ (type of bank account) account having account number __________ (loan account number).

I write this email to bring to your attention that on __/___/_______(date) I obtained a ____________(vehicle/car/bike/housing/other) loan having __________ (loan account number) for the amount of _____________(amount) on _____ (interest rate). I have always made all the loan payments on time. As per discussion, currently, my loan rate of interest in ___ (present loan rate of interest) and I would like to inform you that I am eligible for reduced loan interest rate ___ (new loan rate of interest).

Therefore, I request you to reduce interest rate on the on going loan due to ____________ (mention reason). I hope that you will consider my request and do the needful. If you need to discuss this matter, you can contact me at ___________ (contact details).

Thank you for your valuable time and support. I shall be highly obliged.

Regards,
___________ (Your name),
___________ (Contact details)

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