I am writing this email with the utmost respect in reference to the overdue payment that is due for __/__/____ (date). I had taken this amount from you for ____________ (vehicle loan/ borrowed/ any other).
Most respectfully, I am writing this email to inform you that due to __________ (mention reason) I will not be able to make the payment on the said date and it is to request you to kindly provide me with an extension in the date of payment. I shall be highly obliged for your kind support.
I expect your positive response. Alternatively, in case of need you may reach out to me at _________ (mention contact number).
[Digital Signature – if applicable]
____________ (Contact details)